Money Making Apps in Nigeria

This article is a guide to help you explore the Top 10 Money Making Apps in Nigeria. Read on!

With the advancement in science and technology, people can comfortably print cash from their homes through different apps. Yes, with the digitalization of things, you can now turn your phone into a money-making machine provided that you are connected to the internet.

As someone residing in Nigeria, tons of apps can help you make some cool cash from the comfort of your home. We know that you may be wondering about these apps, but the good news is that you don’t need to worry yourself.

What Are Money Making Apps?

Money making apps are those mobile applications that can be downloaded from any store. You stand to earn some cool cash from these apps by performing micro jobs, like sharing, liking, and commenting on social media posts, filling out surveys, installing apps, or engaging in referral programs.

If you have products, skills, or services to offer, you can also market them on these platforms and get paid.

Some pay with gift cards, points, and cryptocurrencies while others pay in dollars. You can withdraw your rewards through PayPal or Payoneer. Keep reading as we explain these apps below.

Top 10 Money Making Apps In Nigeria

We earlier noted that there are tons of them however, we have carefully researched, compared, and scrutinize each of them, and here we have a list of the top 10 apps. They are:

  1. Toloka
  2. Scooper New App
  3. Swagbucks
  4. BuzzBreak
  5. Fiverr
  6. Chingari
  7. Upwork
  8. Clickworker
  9. Chipper Cash
  10. Hawkit

Keep reading as we explain each app carefully.


The first money-making app on our list is Toloka. Toloka allows people to perform small tasks online and afterward grease their palms.

These tasks could be data entry, content moderation for some online businesses, and other uncomplicated tasks. In addition, the more task you perform, the more money you earn.

That said, the Toloka app has gathered a lot of positive reviews from people and can be downloaded from the Google Play Store. If you want to make extra bucks, Toloka is worth the try!

Scooper New App

The next app is Scooper New App. The app is popular that it has over 10 million downloads from Google Play Store.

It is worth noting that this app is a news app. In other words, it gives you trendy news and also rewards for reading the news.

Usually, you get to earn 5 points for each article you read. This means that for 20 articles, you stand a chance of getting 100 points which when converted to Naira and deposited into your bank account means a lot financially.


Swagbucks is a wonderful survey platform that pays people for doing some tasks on the app. Tasks like watching videos, playing games, filling out surveys, and even downloading apps.

Just like the scooper news app, you earn points from Swagbucks known as “SB” which can also be redeemed as a gift card. Most importantly, this app has gained popularity and a lot of downloads on the Play Store.


BuzzBreak is a money-making app in Nigeria that rewards its users for performing certain online tasks. This includes reading news from popular news platforms, referring people to download and use the app, playing games, and watching videos.

However, you have to download the app and register with your personal details. You get paid in points for performing those tasks and you can convert your points to cash and then receive via PayPal or Gash.


Fiverr is one of the most popular freelancing platforms in Nigeria. However, you must have a service you are offering in exchange for some bucks. This service could be writing, programming, coding, designing, and other services.

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Unlike the apps we explained previously, in Fiverr you must have a skill you are offering as the app is a marketplace for freelancers.

Simply go to your Play Store, download the app, sign up with your details, create your gigs, and then start bidding. Once you complete a task, you get paid. You can withdraw your money through your Payoneer account.


We can not talk about the paying apps in Nigeria without maintaining Chingari.

It is a social media platform that is synonymous with TikTok. Instead of creating and sharing videos on TikTok without getting paid a dime, Chingari offers you the privilege to get paid for your creativity and intellectual property.  In addition, you also get rewarded for liking and sharing videos.

Furthermore, you get paid in the cryptocurrency known as “Gari”. It is worth noting that, this app has over 50 million downloads in the world. Hence, you can earn as much Gari as you want.


Upwork is another freelance marketplace like Fiverr. Remember that you must have a skill or service you are offering to individuals or companies online.

Even if you do not have work offline, once you are good at what you do, you can earn actively from this platform.

However, the uniqueness of Upwork lies in your ability to charge per hour and it is highly competitive. To get started with Upwork, download the app from your Play Store, register with your details, verify your account, and then begin bidding for works.

You get paid in dollars while you withdraw through your Payoneer account.


Another amazing app you can try your hands on online to get money is Clickworker. Here you perform some tasks like, data entry, surveys, voice recording, video recording, and many more.

The jobs are mainly micro-jobs. Depending on the time you dedicate and how serious you are with delivery jobs, you can earn up to $1,000 in a month through PayPal.

To get started, download the Clickworker app from any of your preferred Stores, sign up with your details, and then explore the app to your advantage!

Chipper Cash

The Chipper Cash App is not primarily built for making money. You can make transfers, payments and also recharge your lines with this app. The only way to earn from this app is through referrals.

You encourage people to sign up on the app with your referral code or link and when this happens, you can earn up to N1,000 for just one person.


The last paying app on our list is Hawkit. You get paid for performing social media tasks like commenting, liking, following pages, sharing posts, testing apps, and sharing adverts on WhatsApp status.

In addition, you can also sell services and products on this app to Nigerian audiences. You earn the following amounts for the following tasks: ₦50 for each social media repost, ₦60 for app reviews, ₦50 for joining a WhatsApp group or Telegram channel, ₦20 for each comment, and so on.

Frequently Asked Questions

Which app pays real money in Nigeria?

Tons of apps pay real money in Nigeria; Toloka, Upwork, Swagbucks, and others are some of the real paying apps in Nigeria.

Which app has the highest earning?

EarnKaro is the highest earning app with about €30,000 to €50,000 in a month. EarnKaro is followed by TaskBucks, Swagbucks, and Roz Dhan.

How can I make quick money in Nigeria?

You can make quick money in Nigeria through the following ways;

  • Blogging
  • Freelancing
  • Affiliate marketing
  • Digital Marketing
  • Gift card trading
  • YouTube videos
  • Cryptocurrency trading


Making money from the comfort of your home and office has been made easy with the quantum leap in science and technology.

Several apps make this a reality however, the ones explored in this article are the top apps. By exploring each app, you can comfortably increase your streams of income.

We believe that this article was helpful to you. Feel free to ask questions about this topic in the comments section below. Enjoy!