Kashcash Loan App

Kashcash is one digital banking company you should run to if you need cash to solve your urgent needs.

You do not need to stand in a long queue, gather many documents, or offer collateral before accessing a Kashcash loan.

In this article, we will explain everything you need to know about this loan app, how to borrow money from the app, and also answer some of the questions people frequently ask about the app. Keep reading.

Overview Of KashCash

Kashcash is one of the legit fintech companies that offer digital banking services, including issuing loans to eligible individuals.

Kashcash loan is a new loan company. However, it has been a fantastic digital lending platform for its users. This can be hinged on the reviews of users about the app.

The Kashcash loan platform offers short-term personal loans to qualified individuals by meeting the requirements and criteria.

Furthermore, this fantastic platform offers its services through a mobile app known as the Kashcash loan app. This app is available for everyone on Google Play Store.

How Does Kashcash Work?

Kashcash loan platform works through its mobile app. This means that you must first download the company’s mobile app before you can apply for the Kashcash loan.

Kashcash loan is personal. You can borrow a minimum of N10,000 and a maximum of N100,000 without collateral or hassle with a repayment plan between 91 days to 365 days and an interest rate that is lower.

Furthermore, Kashcash also works on the principle of creditworthiness and integrity. This means that though Kashcash offers loans to everyone, you must prove beyond every reasonable doubt that you are worth the loan and that you can keep to terms and conditions without being chased or pressured.

So if you desire to borrow a loan from Kashcash, be sure to meet the requirements and accept wholeheartedly the terms and conditions given. These eligible criteria and requirements are what we will discuss later. Keep reading.

KashCash Loan App

The Kashcash loan app is a mobile application through which people can access the services of the Kashcash loan platform.

The Kashcash loan app is one of the highly-rated digital lending apps on the Google Play Store. It was released on November 11, 2021.

The app has over 500, 000 downloads, seven thousand reviews, and a download size of six MB

In addition, this app is easy to navigate and has a user-friendly interface. An average Nigerian can use the app with little or no assistance.

How To Download Kashcash Loan App (APK)

Downloading the Kashcash loan app is simple if you follow the guidelines below;

  1. Open your Google Play Store and search for “KashCash loan app” in the search bar.
  2. The app is orange with a “K” logo.
  3. Click on install to download the app. You need about roughly six megabytes to download the Kashcash loan app.
  4. After installing the app, the next step is to create an account and proceed to apply for a loan.
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How To Be Eligible For A Kashcash loan.

Before you can obtain any amount of loan from Kashcash, you must first be eligible. To be qualified for a Kashcash loan, you have to meet some criteria.

In this article section, we shall outline the most important eligibility criteria. They are ;

  1. You must be a citizen of Nigeria and also reside in Nigeria.
  2. You must not be less than 18 years or more than 60 years.
  3. A good source of income is a plus, as this shows that you can repay the loan seamlessly.
  4. Ensure that you are not owing any loan platform or blocklisted by the credit bureau.
  5. Be faithful to the terms and conditions of the Kashcash loan app.
  6. Have an active bank account
  7. An active phone number that is linked to your BVN
  8. And a valid means of identification.

How To Apply For A Kashcash loan

Follow the steps below to apply for a Kashcash loan without stress.

  1. Go to Google Play Store and download the Kashcash loan app.
  2. Create an account with Kashcash by entering your basic information.
  3. Enter your BVN and link your ATM card to your account. This will cost you N50.
  4. Click on the menu bar and complete the loan application form. Ensure that the information given is correct. This is to avoid rejection.
  5. Once you are satisfied with your application, proceed to submit your application.
  6. Your application will be reviewed by software and, if found worthy, will be approved.
  7. Your money gets disbursed to your bank account upon approval within five minutes of approval.

Kashcash Minimum And Maximum Loan Amount.

You can borrow a minimum of N10,000 and a maximum of N100,000. However, for the first time, you can only borrow a minimum of N5,000.

This credit limit increases if you remain faithful to the terms and conditions of the loan app by repaying your loan when due.

Kashcash Interest Rate.

Kashcash loan interest rate is very low. The Annual Percentage Rate is between 12% and 34% per year.

For instance, if the loan amount is N5,000, the loan term is 180 days, and the interest rate is 12%, the total interest should be NGN5,000×12%= NGN600. The total repayment amount would be N5,000+ N5,000×12%= N5,600.

Kashcash Repayment Plan

The repayment duration or tenure of a Kashcash loan is between 91 days to 365 days. That is between 3 months and one year.

Advantages Of A Kashcah Loan

The following are the benefits of the Kashcash loan;

  1. It is reliable and legit.
  2. There are no hidden charges
  3. Loan disbursement is fast upon approval, usually within 24 hours of loan approval.
  4. Always available
  5. No collateral is needed.
  6. Not much paperwork or guarantors are needed.
  7. The application process is online.

Disadvantages Of A KashCash Loan

  1. It would help if you had a smartphone with a strong internet connection.
  2. You must pay N50 to link your BVN and bank account to your Kashcash account.

How To Contact Kashcash

You can contact the Kashcash loan platform via any of the following;

Service Email: support@kashcash.com

Phone Number: 018883539.

Website: https://web.kashcash.loan/

Head office Address: NO. 62, Yala Abatan College Road, Ogba, Lagos, Nigeria.


Kashcash is a reliable loan company approved by the Central bank of Nigeria. If you require an instant loan, you may try the Kashcash loan app. Meanwhile, you have to be eligible for it.

We have outlined everything you need to know about this app and how to apply for loans. Feel free to share your thoughts in the comments section below.