EZ Cash Loan by Stanbic IBTC Bank is a convenient and hassle-free loan product designed to meet the urgent financial needs of individuals. With Ez Cash Loan, customers can get access to quick and easy loans of up to N5 million without collateral.

The loan application process is simple and can be done online or through any bank branch. To be eligible, customers must have a salary account with Stanbic IBTC Bank and meet other basic requirements.

Some of the benefits of EZ Cash Loan include competitive interest rates, flexible repayment terms, and no hidden charges.

About Ez Cash Loan By Stanbic Ibtc Bank

EZ Cash Loan is a digital lending solution offered by Stanbic IBTC Bank, one of the leading banks in Nigeria. This innovative loan product is designed to provide quick and convenient access to credit for individuals and small businesses.

With Ez Cash Loan, customers can apply for loans of up to N5 million without collateral and receive funds within 24 hours. The loan application process is fully digital and can be completed via the bank’s mobile app or USSD code.

EZ Cash Loan offers competitive interest rates and flexible repayment options, making it an attractive option for those in need of fast and reliable financing.

Benefits of Ez Cash Loan

The EZ Cash Loan by Stanbic IBTC Bank is a type of personal loan that allows you to access funds quickly and easily without any collateral. Here are some of the features and benefits of the EZ Cash Loan:

Flexibility

Depending on your eligibility and repayment capacity, you can borrow any amount between N10,000 to N5,000,000.

No collateral

You don’t need any collateral to access the EZ Cash Loan.

Quick approval

Once you meet the eligibility criteria, the loan can be approved within 48 hours.

Competitive interest rates

Stanbic IBTC Bank offers competitive interest rates on its EZ Cash Loan.

Repayment period

You can choose a repayment period that suits you, ranging from 12 to 36 months.

Convenience

You can apply for the EZ Cash Loan online through the bank’s website or mobile app.

Easy eligibility criteria

To be eligible for the EZ Cash Loan, you must be a salaried employee with a minimum monthly income of N25,000 and have received your salary through Stanbic IBTC Bank for at least three months.

Overall, the EZ Cash Loan by Stanbic IBTC Bank is designed to provide quick and convenient access to funds for personal needs such as home improvements, medical expenses, education expenses, and so on

How to Apply for Ez Cash Loan

To apply for an EZ Cash loan from Stanbic IBTC Bank, you can follow these simple steps:

  • Visit the Stanbic IBTC Bank website at www.stanbicibtc.com and click on the “Loans” tab.
  • Select “EZ Cash” from the available loan options and click “Apply Now.”
  • Fill in the required information on the application form, including your personal details, employment status, and income.
  • Upload any necessary documents, such as your ID card, utility bill, and bank statement.
  • Review your application and submit it for processing.
  • Wait for a response from Stanbic IBTC Bank. You will receive the funds in your bank account within 24 hours if your application is approved.

You can also visit any Stanbic IBTC bank branch nearest you for assistance in applying for the loan.

Note: You can also visit any Stanbic IBTC Bank branch near you to apply for an EZ Cash loan in person.

Requirements for Applying for Ez Cash Loan

To apply for an Ez Cash loan with Stanbic IBTC Bank in Nigeria, you need to meet the following eligibility criteria:

  • You must be a salary earner or a self-employed individual with a verifiable source of income.
  • You must have an active Stanbic IBTC Bank account.
  • You must be at least 21 years old and at most 55 years old.
  • You must have a good credit history.
  • You must have a valid means of identification, such as a National Identity Card, Driver’s License, or International Passport.
  • You must provide proof of income, such as a recent pay slip, bank statement, or tax clearance certificate.
  • You must have a valid phone number and email address.
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If you meet these eligibility criteria, you can visit any Stanbic IBTC Bank branch or apply online through their website to apply for an EZ Cash loan. The loan amount you can borrow will depend on your income and creditworthiness. Please Daill *909*44# to find out if you are eligible.

Ez Cash Loan Interest Rates

The maximum length of an EZ cash loan is 24 months, and the interest rate is 2.5% per month.

Advantages of Ez Cash Loan

EZ Cash loan by Stanbic IBTC Bank has several advantages, including:

  • Quick and convenient access to funds: With the Ez Cash loan, you can get access to funds within 24 hours of application. The loan application process is simple and straightforward, and you can apply online or through the bank’s mobile app.
  • No collateral required: Ez Cash loan does not require any collateral, which makes it accessible to a wider range of people, especially those who may not have assets to use as collateral.
  • Flexible repayment options: Ez Cash loan offers flexible repayment options, allowing you to choose a repayment period that suits your financial situation. You can choose to repay the loan in weekly or monthly installments, depending on what works best for you.
  • Competitive interest rates: The interest rates on Ez Cash loan are competitive and affordable, making it a cost-effective way to access funds when you need them.
  • No hidden charges: Ez Cash loan has no hidden charges, and all fees and charges are clearly stated upfront. This transparency ensures that you know exactly what you’re getting into when you take out the loan.
  • Accessible to non-customers: You do not need to be a customer of Stanbic IBTC Bank to access Ez Cash loan. This means that even if you do not have an account with the bank, you can still apply for and receive the loan.

 

Overall, Ez Cash loan by Stanbic IBTC Bank offers a convenient, flexible, and cost-effective way to access funds when you need them, without the requirement of collateral or being a bank customer.

Ez Cash Loan USSD Code for Loan

You can access and apply for Ez Cash Loan by Stanbic IBTC Bank by dialing *909*44# and follow the prompt.

Stanbic Ibtc Bank Contact Details

Customer Care Center

Nigeria

0700 909 909 909

International

234 0700 909 909 909

Email:CustomerCareNigeria@stanbicibtc.com

Anti-Fraud

Nigeria

01 422 7777

International

+234 01 422 7777

Email: anti-fraud@stanbicibtc.com

Private Banking

Nigeria

01 422 4444

Email:privatebankingnigeria@stanbicibtc.com

International

+234 01 422 4444

Email:privatebankingnigeria@stanbicibtc.com

Enterprise Direct

Nigeria

0700 333 3333

Email: Enterprisedirect@stanbicibtc.com

Vehicle & Asset Financing

International

01 422 2222

Email:StanbicNigeria-VAF@stanbicibtc.com

General Enquiries.

LOCAL

0700 909 909 909

International

+234 700 909 909 909

Email:CustomerCareNigeria@stanbicibtc.com

Frequently Asked Questions

What is the maximum loan amount I can get on Ez Cash Loan

The maximum loan amount is N100,000 for first-time users and up to N500,000 for repeat users.

What is the repayment period for an Ez Cash Loan?

The repayment period varies between 14 and 180 days, depending on the loan amount.

Can I get an Ez Cash Loan if I’m not a Stanbic IBTC Bank customer?

No, only existing Stanbic IBTC Bank customers can access Ez Cash Loans.

How long does it take to get an Ez Cash Loan?

Loan disbursement is usually within 24 hours of loan approval.

Can I roll over my Ez Cash Loan repayment?

No, Ez Cash Loans cannot be rolled over. Late payment may attract additional charges.

How do I check my Ez Cash Loan balance?

Customers can check their loan balance via the Stanbic IBTC Bank Mobile App or USSD code *909#.

Bottom Line

EZ Cash Loan by Stanbic IBTC Bank is a convenient and flexible loan facility designed to meet the urgent financial needs of individuals. The application process is simple and can be completed online or in any bank branch.

To be eligible for the loan, you need to have a salary account with the bank and be a confirmed employee of a reputable organization. The loan amount ranges from ₦10,000 to ₦5,000,000 with a maximum repayment period of 48 months.

The benefits of Ez Cash Loan include competitive interest rates, no collateral or guarantor required, and access to funds within 24 hours.